You can get instant loan approval online and can avail amazing loan offers.
Understand Our Procedure
Here are some basic steps we follow to get you online loan fast. And you can check all the steps here and feel free to ask your queries.
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We provide you 24/7 personal finance assistance and help you to get instant loan online.
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Fast Procedure
In 5 Minutes
We need everything fast, so why not loan. Yes, Once you apply for loan, you get approved loan Instantly after verification is done.
01
Send Us Your Credentials
Now you want to apply for a LOAN, send us your Aadhar card, Pan card and purpose of your loan requirement. Quick Register
02
Select From Multiple Offers
You can avail loan with multiple loan offers and options with best interest rates for your need.
03
Sign The Contract or Apply
Quick apply less than 5 minutes only. And our support team will guide you to get your Loan approved.
Check Your Eligibility
Generally any salaried individual with salary greater than or equal to Rs.20,000 / month is eligible
for personal loan.
Eligibility of Loan amount calculated on below mention points
• Net Take Home Salary
• Monthly Running EMI (Total EMI Amount Obligation)
• FOIR % for Salary ( Percentage of Fixed Obligation Income Ratio)
• Salary Credited in Bank Account is mandatory
• Customer who are working in any of: Pvt. Ltd Company, Public Ltd Company, LLP
Firm, Any Institute, Collage, School, Hospital, Government Organisation, NRI
customer etc. Are eligible for loan Application.
• Maximum Loan Tenure 1 Year to 5 years
For Eligibility Calculation: [(Net Salary – Running Loan EMI amount) * FOIR %] = Eligible EMI
FOIR % depends on Salary like:
• Salary < 35000/ Month FOIR 50% to 55%
• Salary > 35000/ Month FOIR 60% to 65%
• Salary > 55000/ Month FOIR 65% to 70%
• Salary > 75000/ Month FOIR 70% to 75%
For Example: Customer is having salary of Rs. 40000/ Month & working in Pvt Ltd Company,
running Loan EMI 10000/ Month,
Eligible Loan EMI: [(40000 – 10000)* 60% = 30000* 60% = 18000/Month
If the offered Rate of Interest from bank is 14% for 5 Years, so Per Lac EMI Rs.
2327/-For calculation of Loan amount = 18000/2327= 7.73 Lacs for 5 years.
Lowest Interest
Only Limited Time
Personal Loan Details
Interest Rates 10.25%- 25%
Processing Fee Differs from bank to bank; generally ranges between 0.50-4% of the loan amount
Loan Tenure 12 months to 60 months
Loan Amount ₹100,000 - ₹50 lakhs
Lock-in period Varies from lender to lender
Preclosure Charges Differs; Generally between 2%-5% of the loan outstanding
Guarantor Required Based on the credit profile
Office Address
Dwarkamor Near Metro Station, Pin- 110059, Delhi, India.
Email Address
Click above icon to mail us, and we will process your loan application.
Phone Number
Do you have any query or facing some loan problem? Feel free to call and we will support you 24/7
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